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Banks fighting for owner occupied loans!

There has never been a better time to refinance your home loan, the banks are literally falling over themselves to get your business.



If you have an owner occupied loan, under 80% LVR and making principal & interest repayments the world is your oyster!

The big 4 banks and some credit unions are offering anywhere from $1,000 to $2,000 to refinance with them. Nab are offering new customers a variable rate of 4.15% plus $1,500 to refinance. Bank of Melbourne will give you $2,000 if you take their package loan.

It’s truly is an incredible time for home owners, loans have never been so cheap.

At Peninsula Home Loans we feel the pick of the bunch has to be ING. They have a variable rate of 3.99% (4.19% comparison) in their Orange advantage package, they also refund 1% of your repayments each month and 2% of your pay wave transactions with some smart banking and depending on your loan amount this could effectively be another .5% off the rate.

If you haven’t conducted a home loan review recently you could literally be losing thousands of dollars so contact us today and take advantage of these rates as they won’t be around forever!

Written by

Stephen Bonfield, the Managing Director, previously worked for one of Australia’s major home loan companies as an independent mortgage broker. Steve used this experience to set up his own mortgage broking company - a company that places customer needs at the forefront.

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