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Category : Articles

RBA Rate Announcement

Rates to stay on hold, but are borrowers still losing out? As expected, the Reserve Bank of Australia (RBA) has left rates on hold for the sixth consecutive month, yet this isn’t necessarily good news for borrowers. In recent weeks, a number of banks have independently increased their interest rates for residential
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3 ways to get to financial freedom

Are you clambering up the ladder and into the property market? Here are just a few tips to help handle your mortgage and achieve financial freedom. Chances are that you'll be after the financial support that home loans offer. While there is mountains of information regarding the often stressful, sometimes agonising road to
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Banks fighting for owner occupied loans!

There has never been a better time to refinance your home loan, the banks are literally falling over themselves to get your business.   If you have an owner occupied loan, under 80% LVR and making principal & interest repayments the world is your oyster! The big 4 banks and some credit unions are
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Want to win at auction time?

The increase in demand for housing has resulted in more competition at auction time. Thus, here are some quick tips on how to win an auction. If you've managed to find the right loan and are now looking at buying property, chances are that you will be going to auction. The increase in demand for
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RBA rate announcement

No surprises from the RBA as the cash rate remains on hold. As we enter the Spring season, the RBA has elected to keep the cash rate at 2.00%. This decision has come at a time when the global economy is performing moderately well, despite the recent economic turmoil in China
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Getting real about refinancing

Just because you find the right loan now doesn't mean it's going to still work for you in 5 year’s time. That's where refinancing your mortgage comes in. Not everybody sticks with the same mortgage throughout its whole term. While it's tempting to think that when you find the right loan you'll stay with
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The home loan process explained in 6 S’s

The home loan process isn't so scary. Once you know what to expect, you'll be better armed to purchase a property, and feel more confident. Before you can nab yourself your very own property, you need to go through the process of securing a home loan. The trouble is, if you don't know
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Cash rate remains on hold

Australia’s cash rate is staying at 2.00% for the third consecutive month Despite the international economic turmoil currently going on, the Reserve Bank of Australia (RBA) has elected to leave the cash rate at the record low of 2.00%. The basis for the decision is a lower price in commodities than this time
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