Read your home loan statement lately? Do you know your
loan’s interest rate? If your home loan paperwork is gathering
dust, make it a New Year’s resolution to get reacquainted in
2015. A simple review of your home loan could uncover serious
savings. Reviewing your loan can be as easy as asking yourself these 5
simple
Over Christmas, when the credit card often gets a workout, it’s easy for budgets to go AWOL. It can also
be a time when financial complacency creeps in. Have you ever asked, ‘what would happen to my loan repayments
if my financial circumstances changed’? If your employment status changed, could you keep meeting
your
In the lead up to the holiday season, the Reserve Bank of Australia (RBA) has decided to leave the cash rate at 2.5% pa. It comes as no surprise to industry experts that the cash rate remains unchanged, with Governor Glenn Stevens making special mention of the current lending trends in
The trend has continued, with the Reserve Bank of Australia announcing that there will be no change in the current cash rate. This means that for the 15th consecutive month Australia’s official cash rate has remained at the record low of 2.5% pa. In a statement released by the RBA Governor Glenn
Sometimes an individual is left with a bad credit rating after the breakdown of a relationship, and can be rejected by lenders because of it. But that need not be the end of the story.
Following her separation from her husband, Natalie was left with a bad credit rating and had
Paying off a mortgage can seem relentless – every payment counts of course, but it can seem to be taking forever to make a dent. Here are some simple ways you can increase the amount you pay off and own your home sooner.
Reducing the principle on your mortgage as quickly
The Reserve Bank of Australia has left the cash rate on hold for the 14th consecutive month, in a move widely expected. It would appear from the RBA’s monthly statement, that they will continue to take a ‘wait and see’ approach and any rate change this year would be unlikely. “In the
Don’t let poor credit stand in the way of achieving your goals. A family guarantee and the right advice can see you well on your way.
Matt and Natasha had found their perfect first home. However, there were a few hurdles: they didn’t have the money for a deposit, Matt had
If you have a stable income but don’t have the cash for a deposit, an expert may help find a way to turn your dreams into reality.
Robert and Brooke had a good, solid income but they didn't have a sufficient deposit to be able to buy a property. They had
True to economists’ expectations, the RBA has again left the cash rate untouched during September. In his monthly statement, Governor Glenn Stevens sighted the decision to leave rates on hold was heavily influenced by the high Australian dollar and increasing unemployment. "Monetary policy remains accommodative. Interest rates are very low and have
