Call 1300 55 90 84

Category : Videos

We Come To You

"As a mobile mortgage brokerage service, I mean people are always welcome to come and visit us but generally we will go out and see clients, we will do that out of business hours, we understand that people are working. We visit clients in Melbourne during their lunch hour to
Continue Reading

Banks vs Mortgage Brokers

Well first home owners are a good example of why you should use a mortgage broker over going into a branch, examples of a young couple who had saved a small deposit to buy a property, they went into one main lender off the high street, that lenders they had
Continue Reading

First Time Mortgage

the big thing to know for the first time owners in Victoria they no longer get the first time home owners grant unless they are building a new property, and they do still get a fifty percent reduction in stamp duty, so with first home owners the biggest thing is
Continue Reading

Home Loans for Self Employed

"So self-employed customers they can sometimes pose a little bit more of a difficult lending scenario, we have a wealth of self-employed lenders, but for someone who is self-employed some banks will ask for two years full financials, where other banks will only ask for a year, there are specialist
Continue Reading

Mum and Dad Guarantors

"So another option for the first time buyers is the guarantor loan and what this ultimately is if they're struggling to get the deposit or they may have a 10-percent deposit but they're not keen on paying the mortgage insurance which kicks in after 80%, mom and dad can come
Continue Reading

Section 32 and Unconditional Approval

"Now what is a section 32 this is a contract that’s done up which is put together by the person selling the property, they'll get a conveyance and put it together, it normally has details of the contracts, it will have history of the property, the title, any caveats that
Continue Reading

Offset Accounts

"So what is an offset account, basically this is a bank account that the lender will give you with your home loan and any money that's in this bank account will offset against the interest of your mortgage. So let's say you have a $400,000 loan and what you've got
Continue Reading

Refinancing for a Home Renovation

"There's many reasons why people refinance but with home renovations, being that they will cost so much money lenders do have a restriction. Some lenders do have a restriction on how much money you can get for a home renovation and obviously have to be non-structural renovations if it becomes a
Continue Reading

Why Use Peninsula Home Loans

"Look what makes our business a bit different is we offer a couple of things for our customers ... the first one being we offer a free conveyancing service, it's not done by us but what we do is we contract it out to local generally local conveniences. They offer a
Continue Reading